STMicroelectronics STPay-Topaz system-on-chip (SoC) payment solution

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STMicroelectronics’ STPay-Topaz system-on-chip (SoC) payment solution is designed to leverage state-of-the-art technology to increase contactless performance and protection, reduce power demand and improve the user experience.

The product comes ready for embedding in smartcards, loaded with payment applications running on certified JavaCard platforms and meeting all required security and payment-scheme certifications. Manufactured in 40 nm Flash technology, it is based on the ST31P450 secure microcontroller with cyber protection, which includes the latest Arm SecurCore SC000 32-bit RISC core and cryptographic accelerators to block advanced forms of attack.

Support for a wide range of international and domestic payment schemes simplifies product management for card developers, enabling deployment in numerous markets worldwide. These include the global Visa, Mastercard, Amex, Discover, JCB and CUP payment schemes, as well as domestic schemes including Brazil’s Elo, India’s RuPay, Interac in Canada, BankAxept in Norway, eftpos Payments Australia and Thai Bankers Association. MIFARE Classic, MIFARE Plus and MIFARE DESFire libraries and Calypso are also proposed as an option, when transportation applets are required along with a banking applet.

STPay-Topaz is available as sawn wafers or micro-modules, and in contactless or dual-interface configurations qualified with a wide range of industry-standard inlay and antenna technologies for easy integration in plastic cards. The STPay ecosystem includes tools, sample scripts and support by local ST engineers to assist script development, validation and personalisation, ensuring optimum flexibility and fast time to market.

For more information: www.st.com/stpay-topaz.